Sustainable Green Financing | MSME & Startup Support

Sustainable Green Financing

Empowering MSMEs & Startups with Eco-friendly Financing Solutions for a Sustainable Future

₹500+ Cr

Green Loans Disbursed

5000+

MSMEs Supported

40%

Energy Savings Achieved

₹2 Cr+

Annual Carbon Credits Generated

What is Green Financing?

Sustainable Green Financing refers to financial investments flowing into sustainable development projects and initiatives that encourage the development of a more sustainable economy. These include climate change mitigation and adaptation, as well as environmental protection and conservation projects.

For MSMEs and Startups, green financing provides access to capital for implementing eco-friendly technologies, renewable energy projects, waste management systems, and other sustainable business practices that not only benefit the environment but also improve operational efficiency and profitability.

Our mission is to facilitate MSMEs and Startups in accessing green financing options that support their transition to sustainable business models, contributing to India's commitment to Net Zero Emissions while enhancing their competitiveness.

Benefits of Green Financing

Lower Interest Rates

Access preferential interest rates and concessional financing for sustainable projects

Government Subsidies

Avail subsidies up to 30-50% on green technology adoption through government schemes

Market Competitiveness

Enhance brand value and access new markets with green certifications and credentials

Operational Efficiency

Reduce energy and resource costs by 20-40% through sustainable practices

Risk Mitigation

Future-proof your business against environmental regulations and climate risks

Global Access

Access international green funds and carbon credit markets for additional revenue

Green Financing Instruments

Green Project Loans

  • Renewable Energy Projects: Solar, Wind, Biomass installations
  • Energy Efficiency Upgradation: LED lighting, efficient machinery
  • Water Conservation Systems: Rainwater harvesting, recycling
  • Waste Management Solutions: Recycling, waste-to-energy
  • Pollution Control Equipment: Air & water treatment systems
  • Green Building Construction: Sustainable construction materials
  • Electric Vehicle Infrastructure: Charging stations, EV fleets

ESG & Sustainable Bonds

  • Green Bonds: For environmental projects with certification
  • Sustainability-linked Loans: Interest rates tied to ESG performance
  • ESG Performance Financing: Rewards for achieving sustainability targets
  • Climate Bond Certification: Internationally recognized standards
  • Blue Bonds: Specifically for water-related projects
  • Transition Bonds: For brown-to-green industry transformation
  • Social Impact Bonds: Financing for social and environmental impact

Subsidies & Grants

  • Capital Subsidy: Up to 50% for green technology adoption
  • Interest Subvention: Reduced interest rates on green loans
  • Government Grants: Direct funding for sustainable projects
  • International Climate Funds: Global funding for climate action
  • Carbon Credit Financing: Advance funding against carbon credits
  • R&D Grants: For green innovation and technology development
  • Export Promotion: Special incentives for green product exports

Government Green Schemes

MSME Green Schemes

  • ZED Certification Scheme with up to 80% subsidy
  • Lean Manufacturing Competitiveness Scheme
  • Technology Upgradation Fund Scheme (TUFS)
  • Energy Efficiency in MSMEs (EEMS)
  • Zero Defect Zero Effect (ZED) Scheme
  • Green Business Scheme for MSMEs

Renewable Energy Schemes

  • PM-KUSUM for Solar Agriculture Pumps
  • Rooftop Solar Program Phase II
  • National Wind-Solar Hybrid Policy
  • Biomass Power & Cogeneration
  • Off-Grid and Decentralized Solar
  • Green Energy Corridor Project

Resource Conservation

  • National Water Mission Projects
  • Waste to Wealth Mission
  • National Clean Air Programme
  • Plastic Waste Management
  • E-Waste Management Rules
  • Circular Economy Promotion

Green Financing Process

1

Green Audit

Comprehensive assessment of current environmental impact and identification of green opportunities

2

Project Identification

Selection of suitable green projects with maximum environmental and financial returns

3

Financing Matchmaking

Identifying the most suitable green financing instruments and lenders

4

Documentation

Preparation of green project reports, feasibility studies, and financing applications

5

Disbursement & Monitoring

Fund disbursement and ongoing monitoring of environmental impact and savings

International Green Initiatives

International Partnerships

  • World Bank Green Climate Fund: Access to global climate finance for mitigation and adaptation projects
  • UNIDO Green Industry Initiative: Technical assistance and financing for sustainable industrial development
  • Asian Development Bank Green Finance: Special financing windows for climate-resilient projects
  • European Union Climate Action: Grants and technical support for low-carbon transition
  • Japan International Cooperation Agency: Green technology transfer and financing
  • Green Bonds International Market: Access to global green bond markets for larger projects

Carbon Credit Mechanisms

  • Clean Development Mechanism (CDM): Certified emission reduction projects
  • Verified Carbon Standard (VCS): Internationally recognized carbon credit certification
  • Gold Standard for Global Goals: Premium certification for climate and development impacts
  • Indian Carbon Market: Domestic carbon trading platform development
  • Paris Agreement Article 6: New mechanisms for international carbon trading
  • Voluntary Carbon Markets: Corporate sustainability offset programs

Success Stories

Textile Manufacturing Unit

  • Project: Solar Power Installation & Effluent Treatment Plant
  • Investment: ₹2.5 Crore (50% through green loan)
  • Savings: ₹40 lakhs/year in energy costs
  • Environmental Impact: 500 tons CO2 reduction annually
  • ROI: 3.5 years with government subsidies

Food Processing Startup

  • Project: Biogas Plant from Food Waste
  • Investment: ₹75 lakhs (Green Grant + Loan)
  • Savings: Complete elimination of LPG costs
  • Environmental Impact: Zero waste to landfill
  • Additional Revenue: Organic fertilizer sales

Warehousing & Logistics

  • Project: Green Warehouse with Solar & Rainwater Harvesting
  • Investment: ₹4 Crore (Green Bonds)
  • Savings: 60% reduction in energy consumption
  • Environmental Impact: LEED Platinum Certification
  • Business Benefit: Attracted premium clients

Transform Your Business with Sustainable Green Financing

Join India's green revolution and access specialized financing for your sustainable growth journey. Let's build a greener future together.

85%
Success Rate in Green Loan Approvals
1000+
MSMEs Transitioned to Green
₹500Cr+
Green Financing Facilitated